Month: October 2022

Almost everyone has at least one part of their body they wish they could change.

There comes a time when you stop longing to look the way you dream of. When that time comes, you take action to step into your new reality. 

If you live in the Fresno, California area, and you are ready to take hold

At Buddiga MedSpa, you can find solutions that make that dream a reality. The professional staff at Buddiga MedSpa offers a full menu of services that will assist you in realizing that dream.

CoolSculpting

One popular service at Buddiga is Coolsculpting. Coolsculpting is a safe procedure to remove fat by freezing portions of your fat, applying stimulation to the area, and then removing the frozen fat from your body. 

Coolsculpting is a non-surgical procedure that is non-invasive and has minimal side effects. 

The procedure can be customized for each customer’s needs, and with just a few treatments, you can achieve the body that’s been dormant within you. 

Coolsculpting is effective because fat cells are easier to freeze than other body cells. Once an area of fat is selected, the technician applies gel to the site – to act as a barrier for the skin. The skin is then pressed between two panels, which will apply cold to the area. The panels’ temperature is kept above freezing to prevent pain. Once the application of two panels freezes the fat, the fat cells die. 

Coolsculpting clients usually see some results in 10-20 days. It takes four to six weeks to see the full effects of the procedure. Some clients can experience a loss of 25% of the fat in the area after one session – but additional treatments may be needed. If you maintain a healthy diet and moderate exercise after the procedure, the fat removed does not return. 

Botox

Sometimes, realizing your dream means eliminating wrinkles and creases on the face. Botox injection can safely inject a solution that stops the face’s nerve signals from contracting (tightening) the skin. When they can’t contract, wrinkles will not appear. 

After the treatment, there is overall smoothness to the skin. 

Botox lasts about 3-4 months and can lift your spirits for some time. 

Buddiga MedSpa offers a full menu of skin treatments, and you can call them for a consultation. For example, they offer lip fillers, laser hair removal, and hydrafacials to remove dead skin cells … Read the rest

A person who wants to buy a property, such as a house or property they intend to build on, needs some kind of financing in order to make the purchase. Whether that person intends to live in the house, wants to flip and sell it, or wants to use it as an investment, a loan will be necessary to complete the purchase.

Unfortunately, seeking financing through a traditional bank or mortgage company can take quite a while, sometimes up to six weeks or longer. There are many requirements for securing such financing, such as a complete credit check, inspection and evaluation of the property, providing proof of having enough funds on hand to make a certain number of payments, and making a specified down payment for the property. These loans typically can fund up to 90 percent of the property’s valuation on 15 to 30-year terms.

On the other hand, there are what’s known as hard money loans. This type of financing doesn’t require such a long approval period or so many requirements. A credit check or proof of income isn’t even required. A hard money loan is based solely on the value of the property involved. These are usually short-term loans, often made in order to make a purchase in a hot real estate market where waiting weeks for financing can often mean losing out on the purchase.

They are often used as bridge loans as a way to secure quick financing for a property purchase while waiting for a traditional loan to be approved, as construction loans, or buying out a business partner or a sibling in the case of an inherited property with more than one person sharing in the bequest. They can also be used to tap into a property’s equity in case of emergency, such as sudden medical bills.

Other differences include the fact that a hard money loan usually doesn’t cover as much of the percentage of the purchase price as a traditional loan and doesn’t allow for long-term payments, as they often last five years at the most. This is why they are often used while waiting for traditional loan approval. In addition, the interest rate charged will often be higher. However, there are plenty of situations in which a hard money loan would come in handy.

Most hard money lenders consist of groups of investors rather than being backed by a traditional … Read the rest